Bringing You Home! CJ Ferraro is a Philadelphia-based entrepreneur with a long track record across hospitality, real estate investment, brokerage, development, construction, lending, and insurance. He began his business career at age 21 while attending Temple University, where he became the manager of a neighborhood bar and restaurant. In 2008, he purchased his own restaurant and bar, C.J. & Eck’s, which he operated for more than eight years—leading teams across front and back of house, managing daily operations, and building strong vendor relationships. He continues to own the business today.

CJ expanded into real estate investing in 1999 with his first investment property. In 2004, he founded Ferraro Properties Inc., completing more than 20 residential rehabs and flips, and later expanding into new construction. To deepen his expertise, he earned his Pennsylvania Real Estate Salesperson License in 2006, completing 50+ transactions representing both buyers and sellers. In 2009, he passed the Pennsylvania Real Estate Broker Exam and continues to hold an active broker license.

That same year, CJ entered the new construction student housing market near Temple University by purchasing a vacant lot in North Philadelphia and developing it into a duplex in a prime location. Since then, he has developed multiple student housing projects, with buildings ranging from 2 to 5 units.

In 2016, CJ co-founded The Philadelphia Real Estate Company with partner Glenn Falso, building a full-service platform supporting investors through leasing, accounting, maintenance, and portfolio operations. Under CJ’s leadership, the company managed over 350 properties, and he built and led a team of leasing agents, sales agents, real estate marketers, and operations support to drive the firm’s rapid growth and day-to-day execution. He later sold the company in 2019.

CJ also co-founded South Jersey Realty Associates, LLC with his partner John Ranieri, building a full-service real estate brokerage serving clients throughout the South Jersey region, including the Jersey Shore, with a mission centered on delivering high-quality representation for buyers, sellers, and investors.

As his ecosystem grew, CJ launched additional companies to support clients end-to-end, including KTT Construction Management, a renovation and construction firm delivering renovations, additions, and new construction, with a process built around acquisitions, planning, and disciplined project execution.

CJ also founded Premier Capital Financing (NMLS 2177987), a lending platform built to support real estate investors with fast, flexible capital solutions. In addition to DSCR loans for rental and portfolio growth, Premier Capital Financing provides funding for fix-and-flip projects, ground-up/new construction, and hard money scenarios where speed, asset-based underwriting, and clear execution timelines matter most. The firm’s focus is to help investors secure the right capital structure for each deal—so they can acquire, renovate, build, and refinance efficiently as their portfolio scales.

He additionally founded Premier Platinum Abstract, a title services company serving Pennsylvania and New Jersey, helping clients move from contract to closing with a smoother, more supported experience.

In 2021, CJ founded Peak Insurance, an independent insurance agency offering auto, home, renters, life, and business insurance, as well as surety bonds, with access to 60+ carriers and a client-first focus on education and advocacy. Peak Insurance is licensed in Pennsylvania, New Jersey, Texas, and Georgia, serving clients with tailored coverage and straightforward guidance.